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var(--line);text-align:right;white-space:nowrap}.credit-table th,.comparison-table th{font-weight:800}.loan-calc{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;align-items:end}.loan-calc label{display:flex;flex-direction:column;gap:7px;font-weight:700}.loan-calc input{width:100%;border:1px solid var(--line);border-radius:12px;padding:12px;font:inherit;background:#fff}.loan-calc .btn{height:48px}.loan-calc-result{grid-column:1/-1;border:1px solid var(--line);border-radius:14px;padding:15px;background:#fffdf8}.loan-calc-result p{margin:5px 0}.calc-note{grid-column:1/-1;color:var(--muted);font-size:13px}@media(max-width:800px){#credit-rating .internal-link-grid,#installment-calculator .internal-link-grid,#loan-comparison 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.btn.gold{box-shadow:0 7px 20px rgba(217,170,77,.18);}#home .hero{background:radial-gradient(circle at 17% 20%,rgba(217,170,77,.09),transparent 30%),linear-gradient(128deg,#06172f 0%,#0a2346 62%,#0c2c55 100%);}#home .hero .grid{padding:58px 0 70px;gap:52px;}#home .heroimg{border-radius:28px;box-shadow:0 30px 75px rgba(0,0,0,.25);}#home .hero h1{font-size:40px;letter-spacing:-.25px;}#home .hero p{color:#e9eef6;}#home .hero-brand{font-size:18px;letter-spacing:.2px;margin-bottom:12px;opacity:.98;}.btn{border-radius:999px;padding:11px 22px;transition:transform .18s ease,box-shadow .18s ease,background .18s ease;}.btn:hover{transform:translateY(-1px);}.btn.gold{background:linear-gradient(100deg,var(--lux-gold),var(--lux-gold-soft));border-color:transparent;}#home .ribbon .box{border-radius:18px;border:1px solid rgba(217,170,77,.58);box-shadow:0 14px 36px rgba(7,26,53,.12);}#home section{padding-top:48px;padding-bottom:48px;}#home .title{font-size:22px;letter-spacing:-.1px;}#home .title:after{width:34px;height:2px;border-radius:99px;background:var(--lux-gold);}#home .bank,#home .loan,#home .service,#home .person,#home .panel,#home .article{background:var(--lux-surface);border:1px solid var(--lux-line);box-shadow:var(--lux-shadow);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;}#home .bank:hover,#home .loan:hover,#home .service:hover,#home .person:hover,#home .article:hover{transform:translateY(-2px);box-shadow:var(--lux-shadow-hover);border-color:#ded7c7;}#home .bank{border-radius:16px;padding:14px 8px}#home .loan{border-radius:16px;padding:16px}#home .service{border-radius:16px;padding:18px 12px}#home .person{border-radius:16px;padding:12px}#home .panel{border-radius:18px;padding:18px}#home .article{border-radius:14px;padding:13px}#home .callout{border-radius:18px;background:linear-gradient(145deg,#071a35,#0b2b53);box-shadow:0 18px 42px rgba(7,26,53,.16);}#home .stats{border-radius:18px;box-shadow:0 16px 40px rgba(7,26,53,.13);}#home .hybrid-bank-links a,#home .hybrid-target-links a{border-radius:15px;box-shadow:0 8px 22px rgba(8,25,52,.04);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;}#home .hybrid-bank-links a:hover,#home .hybrid-target-links a:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(8,25,52,.08);border-color:#ddd2ba;}#home .footer{background:#03152d;border-top:1px solid rgba(217,170,77,.18);}@media(max-width:900px){#home .navrow{min-height:62px}#home .hero .grid{padding:34px 0 42px;gap:24px}#home .hero h1{font-size:30px}}@media(max-width:560px){#home .top .wrap{font-size:10px}#home .navrow{min-height:58px}#home .nav .btn.gold{font-size:10px;padding:8px 12px}#home section{padding-top:36px;padding-bottom:36px}#home .hero h1{font-size:26px}#home .heroimg{border-radius:22px}}#home .hero{position:relative;overflow:hidden;}#home .hero:before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(217,170,77,.12) 0%,rgba(217,170,77,0) 70%);top:-180px;left:-80px;pointer-events:none;}#home .hero:after{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.045) 0%,rgba(255,255,255,0) 72%);bottom:-240px;right:-180px;pointer-events:none;}#home .hero .grid{position:relative;z-index:1;align-items:center;}#home .hero .grid>div:last-child{max-width:640px;}#home .hero-brand{display:inline-flex;align-items:center;gap:7px;padding:6px 11px;border:1px solid rgba(255,255,255,.12);border-radius:999px;background:rgba(255,255,255,.04);backdrop-filter:blur(7px);font-size:14px;}#home .hero h1{max-width:620px;margin-top:16px;font-weight:800;line-height:1.55;}#home .hero p{max-width:600px;line-height:2;}#home .hero .actions{gap:12px;margin-top:24px;}#home .hero .actions .btn{min-width:150px;text-align:center;padding:12px 22px;}#home .hero .btn.dark{border-color:rgba(255,255,255,.18);background:rgba(255,255,255,.05);}#home .hero .btn.dark:hover{background:rgba(255,255,255,.09);}#home .heroimg{border:1px solid rgba(255,255,255,.12);outline:1px solid rgba(255,255,255,.035);outline-offset:8px;}#home #banks .banks{gap:14px;}#home #banks .bank{min-height:122px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;border-radius:18px;position:relative;overflow:hidden;}#home #banks .bank:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(217,170,77,.04),transparent 48%);opacity:0;transition:opacity .2s ease;}#home #banks a:hover .bank:before,#home #banks .bank:hover:before{opacity:1;}#home #banks .bank img{width:62px;height:62px;filter:saturate(.92) contrast(.98);}#home #banks .bank b{font-size:11.5px;font-weight:800;letter-spacing:-.05px;}#home #banks a{border-radius:18px;}#home #banks a:focus-visible{outline:2px solid var(--lux-gold);outline-offset:4px;}#home #banks .priority,#home #banks .priority2,#home #banks .priority3{border-color:#e4dccb;box-shadow:0 16px 38px rgba(8,25,52,.08);}#home #banks .priority:after,#home #banks .priority2:after,#home #banks .priority3:after{content:"";position:absolute;top:0;right:18px;left:18px;height:2px;border-radius:0 0 99px 99px;background:linear-gradient(90deg,transparent,var(--lux-gold),transparent);}#home .footer{position:relative;padding-top:48px;}#home .footer:before{content:"";position:absolute;top:0;right:0;left:0;height:1px;background:linear-gradient(90deg,transparent,rgba(217,170,77,.55),transparent);}#home .footergrid{gap:34px;}#home .footer h3{font-size:14px;margin-top:0;margin-bottom:14px;letter-spacing:.1px;}#home .footer p,#home .footer li{line-height:2.1;}#home .footer a{transition:color .16s ease,opacity .16s ease;}#home .footer a:hover{color:var(--lux-gold-soft);}#home .copy{margin-top:28px;padding-top:16px;border-top:1px solid rgba(255,255,255,.08);color:#96a4b7;}@media(min-width:901px){#home #banks .banks{grid-template-columns:repeat(4,1fr);}#home #banks .bank{min-height:132px;}}@media(max-width:900px){#home .hero .grid>div:last-child{max-width:none;}#home .hero-brand{margin-inline:auto;}#home .hero h1,#home .hero p{max-width:none;}}@media(max-width:560px){#home .hero .actions .btn{min-width:0;width:100%;}#home #banks .banks{grid-template-columns:repeat(2,1fr);gap:10px;}#home #banks .bank{min-height:112px;}#home #banks .bank img{width:54px;height:54px;}#home .footer{padding-top:38px;}}#home #banks .bank-click-guide{margin:10px auto 24px;text-align:center;color:#667085;font-size:13px;line-height:1.9;font-weight:500;}@media(max-width:560px){#home #banks .bank-click-guide{margin:8px auto 20px;padding:0 14px;font-size:12px;}}#home .hero{position:relative;overflow:hidden;background:#06162f !important;padding:0 !important;}#home .hero .grid{position:relative;width:100% !important;max-width:none !important;margin:0 !important;padding:0 !important;display:block !important;}#home .hero .heroimg{position:relative !important;display:block !important;width:100% !important;height:auto !important;max-width:none !important;max-height:none !important;margin:0 !important;padding:0 !important;border:0 !important;border-radius:0 !important;outline:0 !important;box-shadow:none !important;object-fit:contain !important;object-position:center center !important;transform:none !important;filter:none !important;-webkit-mask-image:none !important;mask-image:none !important;z-index:0;}#home .hero:before{content:"";position:absolute;inset:0;z-index:1;pointer-events:none;background:linear-gradient(90deg,rgba(3,16,34,.58) 0%,rgba(3,16,34,.34) 36%,rgba(3,16,34,.08) 68%,rgba(3,16,34,0) 100%),linear-gradient(to bottom,rgba(4,18,38,.06),rgba(4,18,38,.12));}#home .hero:after{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(to bottom,rgba(255,255,255,.015),rgba(255,255,255,0) 22%,rgba(1,12,28,.10) 100%);}#home .hero .grid>div:last-child{position:absolute !important;z-index:3;top:50%;right:max(3%,calc((100vw - 1180px)/2));transform:translateY(-50%) !important;width:min(620px,44vw) !important;max-width:620px !important;padding:28px 30px !important;margin:0 !important;border:1px solid rgba(255,255,255,.11);border-radius:26px;background:linear-gradient(135deg,rgba(3,17,37,.42),rgba(3,17,37,.18));box-shadow:0 20px 55px rgba(0,0,0,.16),inset 0 1px 0 rgba(255,255,255,.045);backdrop-filter:blur(12px) saturate(118%);-webkit-backdrop-filter:blur(12px) saturate(118%);}#home .hero-brand{border:0 !important;background:transparent !important;backdrop-filter:none !important;}#home .hero .btn.dark{background:rgba(255,255,255,.05) !important;}@media(max-width:900px){#home .hero .grid>div:last-child{top:auto;right:4%;left:4%;bottom:4%;width:auto !important;max-width:none !important;transform:none !important;padding:20px !important;text-align:center;background:linear-gradient(180deg,rgba(3,17,37,.32),rgba(3,17,37,.70));}#home .hero-brand{margin-inline:auto}#home .hero .actions{justify-content:center}}@media(max-width:560px){#home .hero .grid>div:last-child{right:3%;left:3%;bottom:3%;padding:15px !important;border-radius:18px;}#home .hero h1{font-size:23px !important}#home .hero p{font-size:11px !important}#home .hero .actions .btn{width:100%;min-width:0;}}header,.header,.site-header{position:relative;}.kv-header-center-mark{position:absolute;z-index:50;left:50%;top:50%;transform:translate(-50%,-50%);width:64px;max-height:64px;height:auto;object-fit:contain;display:block;opacity:.98;filter:drop-shadow(0 5px 12px rgba(0,0,0,.20));pointer-events:none;user-select:none;}@media(max-width:700px){.kv-header-center-mark{width:52px;max-height:52px;}}.kv-header-center-mark{filter:drop-shadow(0 4px 10px rgba(0,0,0,.24)) drop-shadow(0 0 5px rgba(255,255,255,.10)) !important;}#home .mobile-menu-wrap{position:relative;z-index:1000}#home .mobile-menu-wrap details{position:relative}#home .menu-toggle{display:inline-flex!important;align-items:center;justify-content:center;list-style:none;cursor:pointer;user-select:none;width:42px;height:42px;padding:0;border-radius:12px;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.06);font-size:24px;line-height:1;color:#fff}#home .menu-toggle::-webkit-details-marker{display:none}#home .mobile-menu{display:none;position:absolute;top:calc(100% + 10px);right:0;left:auto;width:min(340px,88vw);max-height:72vh;overflow:auto;padding:10px;background:rgba(7,24,50,.98);border:1px solid rgba(222,174,76,.38);border-radius:18px;box-shadow:0 18px 55px rgba(0,0,0,.32);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);z-index:9999;text-align:right}#home .mobile-menu-wrap details[open]>.mobile-menu{display:block!important}#home .mobile-menu a{display:block!important;padding:11px 13px!important;color:#fff!important;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.08);border-radius:10px;font-size:13px}#home .mobile-menu a:hover{background:rgba(222,174,76,.12);color:#f1c766!important}#home .mobile-menu .menu-heading{display:block;padding:10px 13px 6px;color:#e8bd60;font-weight:800;font-size:12px}@media(min-width:901px){#home .mobile-menu-wrap{display:block!important}}.single-page,.single-page.home-page{display:block!important}body:has(.single-page:target) .single-page.home-page{display:block!important}.single-page:target{display:block!important}body{min-height:100vh}.seo-prod-topbar{background:#04152e;color:#fff;border-bottom:1px solid rgba(255,255,255,.08);}.seo-prod-topbar .wrap{min-height:54px;display:flex;align-items:center;justify-content:space-between;gap:16px}.seo-prod-topbar a{color:#fff}.seo-prod-brand{font-weight:900;color:#f2d391!important}.seo-prod-nav{display:flex;gap:14px;flex-wrap:wrap;font-size:12px}.seo-prod-nav a:hover{color:#f2d391}.seo-prod-breadcrumb{font-size:12px;color:#66738a;padding-top:18px}.seo-prod-breadcrumb a{font-weight:800;color:#061b3b}@media(max-width:760px){.seo-prod-topbar .wrap{min-height:48px}.seo-prod-nav{display:none}}.seo-quick-start{padding:26px 0 12px;background:linear-gradient(180deg,#f6f7f9,#fff)}.seo-quick-shell{border:1px solid #e7e1d4;border-radius:24px;padding:24px;background:#fff;box-shadow:0 18px 50px rgba(6,27,59,.07)}.seo-quick-head{text-align:center;margin-bottom:18px}.seo-quick-kicker{display:inline-block;color:#b8862e;font-weight:900;font-size:12px;margin-bottom:4px}.seo-quick-head h2{margin:0 0 6px;font-size:24px}.seo-quick-head p{margin:0;color:#6a7484;font-size:13px}.seo-quick-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.seo-quick-card{display:flex;flex-direction:column;gap:5px;padding:17px;border:1px solid #e8ebef;border-radius:16px;background:#fbfcfd;transition:.18s ease}.seo-quick-card:hover{transform:translateY(-2px);border-color:#d6b565;box-shadow:0 10px 24px rgba(6,27,59,.07)}.seo-quick-card strong{font-size:14px;color:#102743}.seo-quick-card span{font-size:11px;color:#6f7888;line-height:1.9}.seo-quick-banks{display:flex;gap:9px;justify-content:center;align-items:center;flex-wrap:wrap;margin-top:16px;font-size:12px}.seo-quick-banks>span{color:#6f7888}.seo-quick-banks a{padding:5px 10px;border:1px solid #e5e8ec;border-radius:999px;background:#fff;font-weight:800}.seo-quick-banks a:hover{border-color:#d6b565;color:#8f681e}.seo-prod-breadcrumbs{border-bottom:1px solid #edf0f3;background:#fff}.seo-prod-breadcrumbs .wrap{padding:10px 0;font-size:11px;color:#7a8493}.seo-prod-breadcrumbs a{font-weight:800;color:#173457}.seo-prod-breadcrumbs span{margin:0 5px;color:#a3aab4}.seo-prod-footer{margin-top:42px;background:#04152e;color:#dce4ef}.seo-prod-footer .wrap{padding:34px 0 18px}.seo-prod-footer-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:28px}.seo-prod-footer h3{color:#f0c76d;font-size:14px;margin:0 0 12px}.seo-prod-footer p,.seo-prod-footer a{font-size:11px;line-height:2;color:#dce4ef}.seo-prod-footer a:hover{color:#f0c76d}.seo-prod-footer-links{display:flex;flex-direction:column;gap:4px}.seo-prod-footer-copy{border-top:1px solid rgba(255,255,255,.08);margin-top:24px;padding-top:12px;text-align:center;font-size:9px;color:#9eacbf}.seo-related-paths{padding:24px 0}@media(max-width:900px){.seo-quick-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.seo-prod-footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.seo-quick-grid,.seo-prod-footer-grid{grid-template-columns:1fr}.seo-quick-shell{padding:18px}.seo-quick-head h2{font-size:20px}}
/* Phase 5: Trust + Conversion */
.trust-strip{padding:16px 0;background:#fff}
.trust-strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.trust-chip{border:1px solid #e7e9ed;border-radius:15px;padding:13px 12px;text-align:center;background:#fbfcfd}
.trust-chip strong{display:block;color:#102743;font-size:12px;margin-bottom:3px}.trust-chip span{font-size:10px;color:#6f7888;line-height:1.8}
.conversion-box{margin:28px auto;padding:24px;border:1px solid #e4d5ae;border-radius:22px;background:linear-gradient(135deg,#fffdf8,#fff);box-shadow:0 14px 35px rgba(6,27,59,.06)}
.conversion-box h2{margin:0 0 7px;font-size:21px}.conversion-box p{color:#687487;font-size:12px;line-height:2;margin:0 0 14px}
.conversion-actions{display:flex;gap:10px;flex-wrap:wrap}.conversion-actions a{padding:10px 15px;border-radius:12px;font-weight:900;font-size:12px;text-decoration:none}
.conversion-actions .primary{background:#061b3b;color:#fff}.conversion-actions .secondary{border:1px solid #d6b565;color:#061b3b;background:#fff}
.trust-process{padding:30px 0}.trust-process-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.trust-step{position:relative;border:1px solid #e6e9ee;border-radius:16px;padding:15px;background:#fff;text-align:center}
.trust-step b{display:block;color:#b8862e;font-size:17px}.trust-step strong{display:block;font-size:12px;margin:4px 0}.trust-step span{font-size:10px;color:#77808d;line-height:1.8}
.editorial-note{border-right:3px solid #caa24d;background:#faf8f2;padding:12px 15px;margin:18px 0;border-radius:10px;font-size:11px;line-height:2;color:#5d6673}
@media(max-width:850px){.trust-strip-grid{grid-template-columns:repeat(2,1fr)}.trust-process-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.trust-strip-grid,.trust-process-grid{grid-template-columns:1fr}.conversion-actions a{width:100%;text-align:center}}

/* Phase 7 commercial SEO */
.commercial-intent{padding:30px 0}
.commercial-intent .wrap{border:1px solid #e5e9ee;border-radius:22px;padding:22px;background:#fff;box-shadow:0 14px 34px rgba(6,27,59,.05)}
.commercial-intent h2{margin:0 0 12px;font-size:21px}
.intent-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.intent-card{display:block;border:1px solid #e8ebef;border-radius:16px;padding:16px;text-decoration:none;background:#fbfcfd}
.intent-card:hover{border-color:#d7b65f;transform:translateY(-1px)}
.intent-card strong{display:block;color:#102743;font-size:13px;margin-bottom:5px}
.intent-card span{display:block;color:#6f7888;font-size:10px;line-height:1.9}
.decision-strip{padding:18px 0}
.decision-strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.decision-chip{border:1px solid #e8ebef;border-radius:14px;padding:12px;background:#fff;text-align:center}
.decision-chip b{display:block;color:#b8862e;font-size:12px;margin-bottom:3px}
.decision-chip span{font-size:10px;color:#707987}
@media(max-width:800px){.intent-grid{grid-template-columns:1fr 1fr}.decision-strip .wrap{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.intent-grid,.decision-strip .wrap{grid-template-columns:1fr}}

/* Phase 8: content hub / topical authority */
.topic-hub{padding:32px 0;background:#f8f9fb}
.topic-hub .wrap{display:grid;grid-template-columns:1.1fr 1.9fr;gap:20px;align-items:start}
.topic-hub-intro{position:sticky;top:18px;border:1px solid #e6e9ee;border-radius:20px;background:#fff;padding:20px}
.topic-hub-intro h2{margin:0 0 8px;font-size:22px}
.topic-hub-intro p{margin:0;color:#6e7888;font-size:11px;line-height:2}
.topic-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.topic-card{display:block;border:1px solid #e6e9ee;border-radius:17px;padding:16px;background:#fff;text-decoration:none}
.topic-card:hover{border-color:#d4b15b;box-shadow:0 10px 24px rgba(6,27,59,.06)}
.topic-card strong{display:block;color:#102743;font-size:13px;margin-bottom:5px}
.topic-card span{display:block;color:#6f7888;font-size:10px;line-height:1.9}
.topic-card em{display:inline-block;margin-top:8px;color:#b8862e;font-size:10px;font-style:normal;font-weight:900}
.topic-cluster-nav{padding:18px 0}
.topic-cluster-nav .wrap{display:flex;gap:8px;flex-wrap:wrap}
.topic-cluster-nav a{font-size:10px;font-weight:800;padding:7px 10px;border:1px solid #e6e9ee;border-radius:999px;background:#fff}
.topic-cluster-nav a:hover{border-color:#d4b15b;color:#8d671f}
@media(max-width:850px){.topic-hub .wrap{grid-template-columns:1fr}.topic-hub-intro{position:static}.topic-grid{grid-template-columns:1fr}}

/* Phase 9 Local SEO */
.local-seo-box{padding:28px 0}.local-seo-shell{border:1px solid #e5e8ed;border-radius:22px;padding:22px;background:#fff}
.local-seo-shell h2{margin:0 0 8px;font-size:21px}.local-seo-shell>p{font-size:11px;color:#6e7888;line-height:2}
.local-service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:15px}
.local-service-card{border:1px solid #e8ebef;border-radius:15px;padding:15px;background:#fbfcfd}
.local-service-card strong{display:block;font-size:12px;color:#102743;margin-bottom:4px}
.local-service-card span{font-size:10px;color:#717b89;line-height:1.9}
.local-city-list{display:flex;gap:7px;flex-wrap:wrap;margin-top:14px}.local-city-list span{font-size:9px;padding:5px 8px;border:1px solid #e5e8ec;border-radius:999px;background:#fff}
.local-actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:16px}.local-actions a{font-size:11px;font-weight:900;padding:9px 13px;border-radius:11px;background:#061b3b;color:#fff}
@media(max-width:700px){.local-service-grid{grid-template-columns:1fr}.local-actions a{width:100%;text-align:center}}

/* Phase 12 Conversion Funnel */
.next-step-box{margin:26px auto;padding:20px;border:1px solid #e4e8ed;border-radius:20px;background:#fff;box-shadow:0 12px 30px rgba(6,27,59,.05)}
.next-step-box h2{font-size:19px;margin:0 0 6px}.next-step-box>p{font-size:11px;line-height:2;color:#6d7787;margin:0 0 14px}
.next-step-actions{display:flex;gap:9px;flex-wrap:wrap}.next-step-actions a{padding:10px 14px;border-radius:11px;text-decoration:none;font-size:11px;font-weight:900}
.next-step-actions .cta-main{background:#061b3b;color:#fff}.next-step-actions .cta-alt{border:1px solid #d4b15b;color:#102743;background:#fff}
.micro-trust{display:flex;gap:7px;flex-wrap:wrap;margin-top:13px}.micro-trust span{font-size:9px;color:#697485;border:1px solid #e8ebef;border-radius:999px;padding:5px 8px;background:#fafbfc}
@media(max-width:520px){.next-step-actions a{width:100%;text-align:center}}

/* Phase 14: final visual polish */
:root{--lux-shadow:0 16px 42px rgba(6,27,59,.065)}
body{letter-spacing:0}
.panel,.card,.seo-quick-shell,.trust-chip,.trust-step,.bank,.loan,.article,.person,.service{
  box-shadow:var(--lux-shadow);
}
.title{letter-spacing:-.25px}
section{scroll-margin-top:78px}
.bank,.article,.seo-quick-card,.intent-card,.btn,.mini{
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease,opacity .18s ease;
}
.bank:hover,.article:hover,.seo-quick-card:hover{transform:translateY(-2px)}
.inventory-trust-note{
  max-width:760px;margin:-2px auto 16px;text-align:center;color:#6d7787;font-size:10px;line-height:2;
}
.homepage-balance-spacer{height:6px}
@media(max-width:700px){
  .panel,.card,.seo-quick-shell,.trust-chip,.trust-step,.bank,.loan,.article,.person,.service{box-shadow:0 10px 26px rgba(6,27,59,.05)}
}


/* Typography readability patch — 2026-08-30
   Increase only small explanatory/supporting copy; headings, buttons and layout remain unchanged. */
.loan p,
.callout p,
.service p,
.person small,
.article p,
.faq p,
.trust-chip span,
.trust-step span,
.conversion-box p,
.editorial-note,
.intent-card span,
.decision-chip span,
.topic-hub-intro p,
.topic-card span,
.local-seo-shell > p,
.local-service-card span,
.next-step-box > p,
.inventory-trust-note,
.seo-quick-head p,
.seo-quick-card span,
.seo-prod-footer p,
.seo-prod-footer a,
.footer p,
.footer li {
  font-size:14px !important;
  line-height:1.95 !important;
}

@media (max-width:560px) {
  .loan p,
  .callout p,
  .service p,
  .person small,
  .article p,
  .faq p,
  .trust-chip span,
  .trust-step span,
  .conversion-box p,
  .editorial-note,
  .intent-card span,
  .decision-chip span,
  .topic-hub-intro p,
  .topic-card span,
  .local-seo-shell > p,
  .local-service-card span,
  .next-step-box > p,
  .inventory-trust-note,
  .seo-quick-head p,
  .seo-quick-card span,
  .seo-prod-footer p,
  .seo-prod-footer a,
  .footer p,
  .footer li {
    font-size:16px !important;
    line-height:1.9 !important;
  }
}

/* Quick-start direct bank routes */
.seo-quick-card-buy{display:flex;flex-direction:column;gap:14px;align-items:stretch}
.seo-quick-card-buy .seo-quick-main-link{display:flex;flex-direction:column;gap:8px;color:inherit;text-decoration:none}
.seo-quick-direct-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:2px}
.seo-quick-direct-links a{display:inline-flex;align-items:center;justify-content:center;min-height:40px;padding:8px 12px;border:1px solid rgba(201,151,48,.34);border-radius:999px;background:rgba(255,255,255,.7);color:var(--navy,#0b2344);font-size:13px;font-weight:700;text-decoration:none;line-height:1.5}
.seo-quick-direct-links a:hover,.seo-quick-direct-links a:focus-visible{border-color:rgba(201,151,48,.75);background:#fff}
@media(max-width:640px){.seo-quick-direct-links{display:grid;grid-template-columns:1fr 1fr}.seo-quick-direct-links a{font-size:12px;padding:8px}.seo-quick-direct-links a:last-child{grid-column:1/-1}}